About Us

KD Business Nidhi Limited Incorporated under company , under Nidhi , by the innovative leadership of inspired professional s in this revolutionary market trend. A company declared as a Nidhi ( nbfi) under section 406 of the Companies Act,2013 . Nidhi have many features which make them stand distinctly apart from many other Non-Banking financial institutions who are working under the guide line of R.B.I . Gramdhan Seva Nidhi Limited is one of the leading Nidhi Company. In addition to the transparency, security and range of its gold loan products ,Gramdhan Seva Nidhi Limited distinguishes itself from others primarily on the basis of the ease with which gold loans can be availed from our branches. The only requirement is that borrowers present themselves at our branches with the jewellery and with a valid ID and address proves.

Nidhi Companies Registration To start a Nidhi Company in India the first step is to incorporate a Limited Company, under the Companies Act, 2014. Hence, During incorporation of the Nidhi company, care must be taken to ensure that the object of the Limited Company mentioned in the Memorandum of Association is that of cultivating the habit of thrift and savings amongst its members, receiving deposits from, and lending to, its members only, for their mutual benefit.

Depositors can choose from a wide range of deposit products with maturities ranging from 12 to 60 months at competitive rates of interest and with different features to suit the investment needs of individual Members.

Our Vision & mission


Provide full range of financial services to the economically active poor to build better lives.


Provide full range of financial services required by the customers

Build an institution which is best in class in all aspects: customer service, innovation, efficiency, work place engagement, leadership, governance and reputation

Operate a viable business to provide satisfactory returns for investors

Provide professionally rewarding careers to employees and, attract and retain quality talent